The Story You Tell Yourself About your Finances (And How to Rewrite it)

A Mom-to-Mom Conversation

Every mom has a money story… even if she’s never said it out loud.

It didn’t start when you opened your first bank account or paid your first bill. It started way earlier, watching how money showed up in your house, feeling the stress, noticing the silence, or seeing how spending was used to cope, celebrate, or survive. And whether we like it or not, those early experiences still shape how we deal with money today.

How we spend.

How we save.

How we avoid.

How we stress.

Here’s the part I really want you to hear; once you notice your money story, you can change it. Not by being perfect. Not by turning into Tiffany Aliche or Suze Orman . But by gently letting go of a story that no longer fits who you are now.

Because if we’re being honest, if you want to change your financial life, you have to understand the story you've been living and decide on the new story moving forward.

Most of us never stop to question what we believe about money. We just assume, “This is how I am.” But a lot of those beliefs aren’t truth; they’re habits. Old scripts we picked up as kids and kept running on autopilot.

So instead of judging yourself, try getting curious. Ask yourself where your money beliefs came from. Who modeled them. What you watched. What you felt. And whether those beliefs are actually helping you or quietly draining you and your bank account.

Think of it like sitting with your younger self. She didn’t choose these beliefs. She learned them while she was trying to survive.

And childhood lessons have a funny way of showing up later.

If money felt tight or unpredictable growing up, you might notice that saving feels unsafe now, or that money seems to disappear the moment it shows up. Spending might feel comforting, like relief after holding your breath too long.

If money was never talked about, you might avoid your bank account altogether. Bills feel overwhelming. Budgeting feels intimidating. And that’s not because you’re lazy it’s because avoidance once felt safer than stress.

If spending was how love was shown, money might still feel emotional. Gifts, treating yourself, or buying things for others may feel like connection or care.

If no one ever showed you how to manage money, adulthood could feel like trial and error with a side of shame, even though no one ever taught you the rules.

And for some of us, money came with strings attached. Care, attention, or security felt conditional. That can turn into tying our worth to what we provide or feeling guilty for setting financial boundaries as adults.

None of this makes you broken. It makes you human.

Here’s the part that makes me get a little fired up because it’s so liberating: your money story is not permanent. You can rewrite it. Because anything learned can be unlearned.

Once you spot a money belief that doesn’t serve you anymore, and thoughts come up such as I’m bad with money, this stresses me out, there’s never enough, I stay broke, I can never get ahead...talk back to it the same way you would check your child when they start repeating something they heard at school or from YouTube that makes no sense.

You now get to say, I’m learning. I’m figuring this out. I’m building stability at my own pace.

Don't think of it as you being in denial. That’s speaking things as if they are.... that's growth.

Rewriting Your Money Narrative (Yes, You Can)

At some point, there’s a quiet shift where you stop operating from the overwhelmed girl who had to figure everything out alone, and you step into the grounded woman you’re becoming. The mom who handles money with intention. The cycle-breaker. The woman who is building generational wealth. The woman who knows it’s okay to say no when it protects her peace and her family.

And the change doesn’t happen through massive overhauls. It happens through small, steady moments.

Checking your balance without shame.

Planning purchases instead of impulse buying.

Automatically saving a little and letting it add up.

Pausing before emotional spending kicks in.

Celebrating progress even when it feels small.

You don’t need to become a finance guru. You just need tiny shifts that stack up, just like motherhood taught us. A little each day becomes a lot.

Because your nervous system doesn’t need pressure. It needs safety.

Some days you’ll feel aligned and proud. Some days life will hit hard and old habits will sneak back in. That doesn’t erase your growth. It just means you’re human.

This isn’t about being perfect with money. It’s about building a relationship with money that feels respectful, honest, and peaceful.

So let me say this clearly:

You are not behind.You are not failing.You are not your past or your circumstances.

You’re a mom doing her best in a world that doesn’t make this easy.

And you are absolutely capable of rewriting your money story—one honest, compassionate choice at a time.

Your story can change.Your habits can change.And your children will feel the difference as they watch you grow.

The next chapter starts whenever you’re ready.

It’s HerStory in the making.

If this resonated with you, I want you to know you don’t have to do this alone.

I’m creating an app for you… honestly, for us.

Something built with a woman’s natural rhythm in mind, honoring your monthly cycle instead of asking you to push through it. A space that brings together business blueprints and simple home organization tools like meal prepping, feng shui, and family-friendly chore systems to make everyday life feel lighter, not heavier.

It’s also a place for real financial education, for both moms and kids, so money conversations feel empowering instead of intimidating. And woven through it all is support for your spirit, mind, and body because none of this works if you’re depleted.

You’ll be encouraged to step out, build healthy relationships, connect with others, and yes… unplug when you need to. Digital detoxes are part of the plan.

Why? Because burnout isn’t the goal. You’re building something sustainable; your home, your business, your life and it should never come at the cost of your well-being.

You deserve support that grows with you. If you want first access when it launches (and a say in how it grows), hop on the waitlist. You’ll be the first to know when it launches.

Join Wait List for App